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    Terms and Condition

    These Terms and Conditions (“Terms”) apply to the website located at www.cmwpearls.com (the “Site”), operated by CMWPEARLS Limited (“CMW PEARLS”, “we”, “us”, or “our”).

    By accessing the Site or purchasing from us, you agree to these Terms.

    BY USING THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

    These Terms govern your use of the Site and any purchases made through it and constitute a legally binding agreement between you and CMWPEARLS.

    We reserve the right to modify these Terms at any time at our sole discretion. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms. If you do not agree to any amended Terms, you must stop using the Site.


    Governing Law and Jurisdiction

    These Terms and all transactions conducted through this Site are governed by the laws of the Hong Kong Special Administrative Region.

    Any dispute arising out of or relating to these Terms or any purchase shall be subject to the exclusive jurisdiction of the courts of Hong Kong.


    Purchase and Sale

    CMW PEARLS is a Hong Kong–based business selling internationally.

    By purchasing from us, you acknowledge and agree that:

    • You are entering into a transaction with a Hong Kong entity.
    • Hong Kong law governs the transaction.
    • Import duties, customs fees, and local taxes are your responsibility.
    • Any return must comply with our Hong Kong return procedures.

    Nothing in these Terms limits rights that cannot legally be excluded under applicable consumer protection laws.


    Product Availability

    All items are subject to availability.

    We reserve the right to cancel orders due to:

    • Inventory errors
    • Pricing errors
    • Fraud concerns
    • Payment verification failure
    • Unforeseen supply issues

    If cancellation occurs, a full refund will be issued.


    Pricing

    We reserve the right to correct typographical, system, or pricing errors at any time.

    If a product is listed at an incorrect price, we may:

    • Cancel the order and issue a refund; or
    • Contact you for further instructions.

    We are not obligated to honor incorrect prices.

    We do not negotiate product pricing after purchase.


    Shipping & Risk of Loss

    All orders are shipped from Hong Kong.

    Risk of loss transfers to you upon delivery confirmation by the courier.

    We are not responsible for:

    • Courier delays;
    • Customs delays;
    • Lost packages marked as delivered by the carrier;
    • Incorrect or incomplete shipping information provided by the customer.

    Customers are responsible for ensuring accurate shipping details.


    Payment Authorization

    By submitting payment information, you:

    • Confirm that you are the authorised cardholder;
    • Authorise us and our payment processors to charge your selected payment method;
    • Agree that payment authorisation does not guarantee acceptance of your order.

    We reserve the right to request additional identity verification prior to shipment.


    Returns & Refunds

    Returns must comply with our published Return Policy.

    We reserve the right to refuse returns or refunds if:

    • Items show signs of wear or use;
    • Items have been altered, resized, drilled, or otherwise modified after purchase;
    • The return request is made outside the specified return period;
    • The return constitutes comparison purchasing;
    • The customer refuses to pay applicable customs duties, import taxes, or clearance fees;
    • The shipment is returned due to customer unavailability, refusal of delivery, or incorrect shipping information provided by the customer;
    • The customer requested drilling or customization of pearls prior to shipment.

    Custom-made, customised (including drilled pearls), resized, or modified items are final sale and are not eligible for return unless defective upon delivery.


    Fraud Prevention & Order Verification

    To prevent fraud and unauthorized transactions, we reserve the right to:

    • Request government-issued identification;
    • Request proof of billing address;
    • Contact you for order verification prior to shipment;
    • Cancel orders flagged as high-risk;
    • Refuse shipment to freight forwarders or high-risk addresses.

    If we reasonably suspect fraud, we may cancel the order without liability.

    We cooperate fully with law enforcement and financial institutions in cases of fraud or payment abuse.


    Chargebacks & Payment Disputes

    Before initiating a chargeback, you agree to contact us at:

    📧 sales@cmwpearls.com

    Initiating a chargeback without first attempting to resolve the issue with us may constitute a breach of these Terms.

    By completing a purchase, you acknowledge that:

    • Product descriptions and images were provided prior to purchase;
    • You authorised the transaction;
    • Natural pearl variations in color, shape, luster, or surface characteristics are not defects and are not valid grounds for dispute.

    We reserve the right to:

    • Provide transaction evidence to payment processors;
    • Contest fraudulent or abusive chargebacks;
    • Recover related administrative and financial costs where legally permitted.

    Fraudulent or abusive chargebacks may result in:

    • Permanent restriction from future purchases;
    • Reporting to payment networks;
    • Legal action where appropriate.

    Comparison Purchasing

    To maintain fair pricing and inventory control, comparison purchasing is not permitted.

    Comparison purchasing refers to buying multiple similar items with the intention of keeping only one and returning the remainder.

    If you require assistance selecting pearls, please contact us at:

    📧 sales@cmwpearls.com

    We are happy to provide additional photos or guidance to assist you.